Overview

Rental758

Maya Alvarez

A renter with no credit tradelines. Legacy bureaus return no hit. Origin can underwrite her.

Enrolled 1 Sep 2024 · Open to new inquiries

Items on file3
Inquiries0
Flags3
Medical, held out0

Pillars

The number above is the weighted sum of these. There is no other number.

Payment reliability
Whether you pay what you owe, including rent and utilities. · weight 45%
100
Ability to pay
Whether income and cash flow cover the obligation. · weight 25%
70
Credit exposure
How much revolving credit you are using. Closed limits still count. · weight 10%
65
Stability
How long the history is, and whether it is jumpy. · weight 20%
71

What a lender would also see

Residual / month$5449.34
Shock absorbedNot yet
Identity assurance0
Compensating sources3/5

Housing yes · Income yes · Cash flow yes · Identity no · Traditional credit no · Asserted derogatories held out: 0 · Provenance 0