Overview

Rental769

Sam Okonkwo

An unrecognized account and a third-party inquiry. He said they were not his. The furnisher could not prove them. They are off the score, and the chain is on the file.

Enrolled 1 Sep 2024 · Open to new inquiries

Items on file4
Inquiries1
Flags4
Medical, held out0

Pillars

The number above is the weighted sum of these. There is no other number.

Payment reliability
Whether you pay what you owe, including rent and utilities. · weight 45%
100
Ability to pay
Whether income and cash flow cover the obligation. · weight 25%
78
Credit exposure
How much revolving credit you are using. Closed limits still count. · weight 10%
65
Stability
How long the history is, and whether it is jumpy. · weight 20%
71

What a lender would also see

Residual / month$8447.36
Shock absorbedNot yet
Identity assurance0
Compensating sources3/5

Housing yes · Income yes · Cash flow yes · Identity no · Traditional credit no · Asserted derogatories held out: 0 · Provenance 0