Detectors, not a clock

Flags wait for you.

Anomaly detectors write a finding. They do not open a dispute and they do not start the statutory clock. A dispute starts when the consumer confirms.

Flags

Open account with a stale balance

Heads-up

This open account has not received a balance update in more than 90 days. Origin flags the gap and waits for the furnisher's next entry, which supersedes. It does not invent a corrected balance.

18 Aug 2026

Disputes

No dispute has been confirmed on this file. Detection is not filing.