Consumer portal

You see everything we see.

FCRA §609 is the consumer view of the Origin File — the same fold a lender receives a filtered disclosure of. This public site is a synthetic demo. Production binds a DID; it does not scrape a bureau PDF.

1. 1. A file, not an application form

   The five demo personas are seeded onto the Root Ledger. Pick one. That is §609: every source, every suppression, every score input.

2. 2. Consent is a grant

   A pull needs an active ConsentGranted for that recipient and purpose. Revocation is another entry. This is Origin consent, not a named data-fiduciary statute.

3. 3. A blocked pull is on your chain

   If purpose, consent, or a freeze fails, Origin writes AccessRefused on your subject. It does not disclose. It does not score-for-lender. You can see the refusal on Who looked.

4. 4. Disputes start when you confirm

   Detectors flag. They do not start the §611 clock. Confirmation does. The identity-theft walkthrough is that sequence in prose.

This snapshot does not collect your SSN or open a production file. All three portals · What the runtime actually guarantees.